Universal Training Institute has been designated by the U. S. Department of Education (ED) as an eligible institution so that its students may apply to ED to receive financial aid that is authorized under Title IV of the Higher Education Act of 1965, as amended. As an eligible institution, UTI is required by ED to disclose all aspects related to students’ applying for and receiving Title IV financial aid and other disclosures related to the institution.


These full disclosures are provided in electronic format to all new students during their new-student orientation sessions and are distributed to all students once a year. Additional copies of these disclosures are available in the Office of Financial Aid and on the UTI website at www.universaluti.com/additional-information.


Students must meet very specific requirements, complete an online Federal application form called the Free Application for Federal Student Aid (or FAFSA), and provide all the supporting documentation required for the government to make a determination that a student is qualified (eligible) to receive some form of Title IV financial aid.


Financial aids can be in the form of grants, which are financial assistance that the student does not have to repay, and loans, that must be repaid by the student or, if the loan was taken out by the student’s parent(s) on his or her behalf, the loan must be repaid by the parent(s). The most common form of grant is the Pell Grant and the most common loan is the Direct Loan.


Details on the very specific requirements are available from UTI’s Office of Financial Aid, UTI’s “Student Financial Aid Information” Handbook. Financial Aid office staff is available to explain the application process and to assist students in applying for aid and in understanding their obligations and responsibilities related to paying back Title IV loans.


The contact information for the Office of Financial Aid appears at the end of this section but generally, a student must be enrolled in the Practical Nurse Program as a regular student, must be a U.S. citizen or national or a permanent resident, and cannot be in default on any Title IV loan that he or she may have received previously. A regular student is one who has enrolled in the Practical Nurse Program for the purpose of completing the program, earning a diploma, sitting for the required state licensure exam, and working as a licensed practical nurse (LPN).  Once qualified to receive financial aid, a student must maintain Satisfactory Academic Progress in order to remain qualified for that aid. The requirements for Satisfactory Academic Progress are discussed later in this catalog beginning on page 16.



UTI Financial Aid and Disclosures Contact Information

Ms. Iren Brodskiy, Financial Aid Officer

174 Jefferson Street, Perth Amboy, NJ 08861

(732) 826-0155;   email: financialaid@universaluti.com